INVESTMENT

We know about past , we live our present , and  we plan our  Future.   To realize the plan for future,  we save money  so as they available when required.   If we have enough money  for planned future , we just save them. But if  they are not enough, we plan to increase.   This makes  earning  as part of our future plans.

Other than basic needs of life, we spend our money , keeping  in mind.  What we are getting now  and how it may  impact  our future plans.   Every other spending needs a balance, to get proper value for present and good impact in future .

 If we can’t keep balance , should we give more importance to present  ? or to  Future ?  This is matter of personal choice.  But I would say,  we should give more importance to future.   We just know our future  plans,  but not the future itself.  Future is always full of surprises.   We  should give good importance to Future ,  to keep ourselves ready for any surprise.

 As soon as  we start thinking and planning about future, we starts thinking about earning  and savings.  Saving is not just keeping extra money safe, but may  require to control our expenses as well.  Saving money is not available for present, we cannot  use that, and we consider that almost like nil.  But we are assured that when we need in future, it will be with us.

Basic meaning of investment is “to  save now, for better returns in future “ .    Investor considers  4 points, before any investment. 

·         What he has to save now.

·         What he can save now

·         When would be return

·         What would be return

For most of the investors, most important point is “ What would be return” .  This means, if  he gets better returns, he can compromise with other 3 factors.  For good return, he can   pay more; he can cut down other expense  to put more in investment   and he will wait for long time.  

Some of the investments looks very attractive  and promising for  future , but end up with negative returns in future.  We need to be very careful about such investments. Because these not only consumes our saving, but  our future plans as well.   People who thinks less about future or  living more in presence, end up losing  with such investments. 

Also,  a good investor live is present in such a way that it does not impact negative on the future plans.  Off course, it requires lot of compromises, but  these compromises are best investments for future.

REAL INVESTMENT FOR LIFE

Money is not the only  thing we need for our future plans.  Our future plan is built around “us”.  What I meant by “us” here  is “myself and people around me” or “ you and people around you”. So other most important  part of future plans is “People” and relations.

We could find all sort of people around us. Some people, we just know them; some people we  like,  some we don’t like; some people we hate and some we don’t hate.   Some people we love and some we don’t love; some people we care for and some we don’t care. some who know us ; some who like us  and some who don’t like us;  some who loves us and some don’t love us; Some care for us  and some who don’t care.

May be, some more type of people around us, linked directly or indirectly , becomes part of our future plans.   We can compare our relations with these people, in terms of Saving and Investments.

When we are happy and enjoying the fun, we can find a lot people around us.  They  would be coming along with us, for party, movie, tracking , disco, nightclub , shopping or elsewhere we get fun. We also like their company , as we are enjoying  all these fun.  If we live in present  and don’t think about our future and plans, we like company  of these fun loving people.  They please us  and we please them.  Till the time fun goes on, no one talks about your pain,  and not bother to read your heart and emotions. 

We get lost in world of this fun and this becomes part of our life.  And some times , we don’t even know that it may impact negatively on our futures and plans,  if we are NOT ready to compromise these fun.   As I  believe,  future is always full of surprises and when it comes with some down surprises ,  fun loving people would always be  gone.  

We also find some people, those who are not  with us for fun, but they are always available when we need them or we are alone and sad.   We love them or not, they love us. We care or not , they care us very much.   They comes to help us, whether  we need help or not.   Mostly, we ignore such people or don’t even look for them even they are around us,  till the time we are part of fun loving life.  And once we addicted to  fun life, we keep on ignoring them and at some point of time we lose them.  But these people never leaves you , as they love and care for you.  But we cannot afford to lose them , they are the real  SAVING of life, as they would be available when you need . 

 If these type of people are very close to us, they may appear as possessive. But they might be caring or loving us so much, they cannot see you getting in any trouble and try to control your life.  So we should not ignore this, but we should enjoy the love hidden in this possessiveness, Just like swan drinks pure milk, leaving behind mixed water.

Who are these people .. these could be our friend, our relative or anyone around us.   We need to find these people and spend time with them to save our relations as this would be best investment for long term.

Yes,  it is an  Investment,  because to  get returns in long term, we need to save/cut down our fun from present life.   We need to think and decide , which of our current activities/current relations  may impact our future . 

We might be having many friends around us. But only  a few TRUE friends,  for whom we should invest our relations for Future.  And be sure.. this investment never give negative return.

Remember, a TRUE friend is not the one we love most. But one who love us most.  Find a TRUE friend .. and live happy ever.